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wtf
Quoted: Seattle, what is wrong with you lately? Punching old gardeners, robbing banks, and now burying spikes at the bottom of Greenlake? This is not cool. ...
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seattle
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This is a very interesting loan product from BECU and has the potential of being one of the best 1st time mortgages for buyers that qualify.
It is called the "Helper" (HLPR) loan. Basically, it's aimed at 1st time buyers buying their first home, but it should also be useful for people who have already sold their homes and are looking for another.
There are income restrictions, credit restrictions and other guidelines, but this particular HLPR product (there are several others, see BECU's site) purports to have an ARM rate that is about 1% lower than the "going" rate. Based on my experience, their fees are also lower than most of the major banks.
This type of loan is great for someone that is looking at short-term ownership of a property. I spoke with several industry pros and they all believe that BECU is probably not making any money - perhaps even losing money - on this loan, but may be using it to bring borrowers into other BECU products that may be profitable.
BECU has had a reputation of being difficult to work with in the past and very slow to respond. It seems that now, though, they've cleaned up their act. They've got 24-hour mortgage reps and a lot of the process has been stream-lined and placed online. This loan is not for everyone, though, and it may not apply to every purchase. In particular, borrowers may have difficulty obtaining loans on new or conversion condos that are not FNMA approved. I spoke with several BECU reps and their answers were all over the board about this.
More info on the site.
1 FaverViewed: 30 Times - sudha - 7 days ago1 FaverViewed: 4 Times
- shiwani - 9 days ago1 FaverViewed: 3 Times
hiking
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i think it's true that you have to cultivate an appreciation for the outdoors in kids- they should get opportunities to hike, bike, kayak and develop a love of being outside. i also think it's true that we have to connect the "environment" to more than just these far away treks in nature - it's also about urban parks, water we drink and our health.
oh, and the title of this one is just for you Ben :-)
1 FaverViewed: 5 TimesQuoted: Getting kids awed by nature, in all its slug-infested glory, is as important as getting them reading.
- tigerexotique - Jun 08 20071 FaverViewed: 10 Times
- mohit - Jul 17 20081 FaverViewed: 28 Times
Some reports claim the spikes were placed there by the city to hold down large black plastic sheets for weed control.
yeah, i've also heard that they were put there by greenlake lifeguards or something to hold down the bottom cover for the swimming area. it looks like people were really overreacting! or maybe the PI/Times are really desperate for news right now.