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I am working at this Cafe in Fremont. It is TheBestCoffeeShop EVAR, according to me. But I have impeccable credentials because I am a coffee shop whore... err... I meant hunter.
I would totally eat breakfast, lunch, dinner, and supper here if I could, cuz the food is that good. I'm sooo gonna miss the walking distance when I move away from Fremont.
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cafe
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Yay, I get to have a work meeting here. It looks tasty.
2 FaversViewed: 5 Times - textured - Nov 16 20081 FaverViewed: 10 Times
- mohit - Sep 22 20081 FaverViewed: 7 Times
seattle
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This is a very interesting loan product from BECU and has the potential of being one of the best 1st time mortgages for buyers that qualify.
It is called the "Helper" (HLPR) loan. Basically, it's aimed at 1st time buyers buying their first home, but it should also be useful for people who have already sold their homes and are looking for another.
There are income restrictions, credit restrictions and other guidelines, but this particular HLPR product (there are several others, see BECU's site) purports to have an ARM rate that is about 1% lower than the "going" rate. Based on my experience, their fees are also lower than most of the major banks.
This type of loan is great for someone that is looking at short-term ownership of a property. I spoke with several industry pros and they all believe that BECU is probably not making any money - perhaps even losing money - on this loan, but may be using it to bring borrowers into other BECU products that may be profitable.
BECU has had a reputation of being difficult to work with in the past and very slow to respond. It seems that now, though, they've cleaned up their act. They've got 24-hour mortgage reps and a lot of the process has been stream-lined and placed online. This loan is not for everyone, though, and it may not apply to every purchase. In particular, borrowers may have difficulty obtaining loans on new or conversion condos that are not FNMA approved. I spoke with several BECU reps and their answers were all over the board about this.
More info on the site.
1 FaverViewed: 31 Times - sudha - 15 days ago1 FaverViewed: 4 Times
- shiwani - 17 days ago1 FaverViewed: 3 Times
why would you move away from fremont?
thinking about moving to belltown or china town when I come back from SoCal to be closer to all the bus lines... but after the Oktoberfest I am reconsidering it.
China town would be pretty damn sweet. You'd probably gain 25 lbs though.
I know, with all that cheap greasy food around, I'd need to bike to Bellevue every day, back AND forth.
or you could eat some oh-so-healthful sushi all the time :-)
ps... i like how your profile's bg color matches your shirt in your new bluedot "avatar"
I need a substantial raise from BA to "eat oh-so-healthful sushi all the time" =)
Yeah, matching colors, that's how I roll! (I know, I'm so gangsta like that).
Hey Nikki. Great recommendation! I'm here right now, and both the coffee and the sandwich I had were amaing. Good work environment as well.
Did you sit on the couch? The couch is the comfiest of all Coffee Shop Couches I've ever sat on. My favorite sandwich there is the Caprese Panini, all warm and lightly salted with fresh mozzarella and tomatoes and basils... yum.
nope, someone else was on the couch unfortunately. i had the turkey and artichoke sandwich. it was great!