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Quoted: You know that taco joint everybody's been talking about? [mb] You know, the one with the grammatically incorrect name across from Clever Dunne's on Olive Way? It turns out the guys that run the place aren't as dumb as advertised. Not only did they purposefully name their fledgling business Taco Gringos ("we're a couple of bumbling white guys...it's funny") but they're both alumni of Campagne. Yes, that Campagne. These guys aren't stupid; just look at the attention they're getting. Most importantly, the tacos are ridiculously good.
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weekend
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1 FaverViewed: 9 TimesQuoted: You know that taco joint everybody's been talking about? [mb] You know, the one with the grammatically incorrect name across from Clever Dunne's on Olive Way? It turns out the guys that run the place aren't as dumb as advertised. Not only did they purposefully name their fledgling business Taco Gringos ("we're a couple of bumbling white guys...it's funny") but they're both alumni of Campagne. Yes, that Campagne. These guys aren't stupid; just look at the attention they're getting. Most importantly, the tacos are ridiculously good.
- ross - Jun 22 20072 FaversViewed: 33 Times
- rynoshark - Oct 14 20061 FaverViewed: 2 Times
seattle
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This is a very interesting loan product from BECU and has the potential of being one of the best 1st time mortgages for buyers that qualify.
It is called the "Helper" (HLPR) loan. Basically, it's aimed at 1st time buyers buying their first home, but it should also be useful for people who have already sold their homes and are looking for another.
There are income restrictions, credit restrictions and other guidelines, but this particular HLPR product (there are several others, see BECU's site) purports to have an ARM rate that is about 1% lower than the "going" rate. Based on my experience, their fees are also lower than most of the major banks.
This type of loan is great for someone that is looking at short-term ownership of a property. I spoke with several industry pros and they all believe that BECU is probably not making any money - perhaps even losing money - on this loan, but may be using it to bring borrowers into other BECU products that may be profitable.
BECU has had a reputation of being difficult to work with in the past and very slow to respond. It seems that now, though, they've cleaned up their act. They've got 24-hour mortgage reps and a lot of the process has been stream-lined and placed online. This loan is not for everyone, though, and it may not apply to every purchase. In particular, borrowers may have difficulty obtaining loans on new or conversion condos that are not FNMA approved. I spoke with several BECU reps and their answers were all over the board about this.
More info on the site.
1 FaverViewed: 30 Times - sudha - 9 days ago1 FaverViewed: 4 Times
- shiwani - 11 days ago1 FaverViewed: 3 Times