I was watching the Montel show about identity theft and learned something new today. Sure I used to laugh when my husband would save our mail and shred it, I don’t now. I never thought about my credit or getting a credit report at all, let alone every 6 months. Check my bank account and credit card balance at least once a day, why would I do that, I knew what I spent. Cut the pin code off of an old credit card and dispose of it at a latter date, what cutting the card in half was not enough? My husband is having the last laugh now, because what he has always done is what we need to do now to keep our identity and credit for ourselves.