Credit cards can be a convenience or they can be your financial undoing.

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It is true that credit cards are convenient, reduce your need to carry cash and as well allow you to purchase bargains on the spot, and save money, that you might not have been able to do otherwise.

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#A Credit card can cause you great financial and personal hardship

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Credit cards can breed mountains of debt for the unwary. It is not only that we live in a society and time of �immediate pleasure�. The refrain may be �Why wait for spring? Why deny yourself. Get it now�.

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Youur grandfather may have told you repeatedly not to buy anything until you have saved the money. Best to wait. Never go into debt.

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Never buy anything until you can afford i

The adage of an experienced home contractor was that �If the yard is neat you will have no trouble being paid. If the yard is messy then you will have trouble being paid for the home repair job.

Well known political commentator and Fox News talk show anchor and host, Bill Oreilly plainly states that the reason behind his success in life, is his father?s adage ?Whatever you make take off 15 % for yourself...

Well known political commentator and Fox News talk show anchor and host, Bill Oreilly plainly states that the reason behind his success in life, is his father?s adage ?Whatever you make take off 15 % for yourself...