originalwrittenarticles | Shared With: Everyone - Apr 15 2008 | secured credit cards, secured credit card, secured credit
Trying to improve one’s credit report can be a challenge. Applying for new credit may prove to be difficult as many lenders prefer clients with good to excellent credit. However, thanks to bad credit credit cards and secured credit cards, getting approved for a new credit card even with a poor credit score is now made possible.
originalwrittenarticles | Shared With: Everyone - Mar 18 2008 | secured credit cards, secured credit
Quoted: Hands down, using a secured credit card to rebuild your credit is the best way to do it. Even if you have no credit, getting secured credit cards is like having training wheels on a bike. A great way to learn how to handle the new responsibility of credit. With a secured credit card, you may have to pay a higher than average interest rate, however, this does not mean that the interest charge is outlandish. Many secured cards offer competitive rates under 19% and again, this is where diligent research on the part of the user becomes paramount. You should be cognizant of all grace periods, the penalty for late payments and the fees charged should full payment not be made within the proscribed time frame. Where Do Credit Cards Come From? the origin... The use of credit card was first used in the US in 1920 by some automobile owners who used cards to buy fuel. However, these cards were accepted only to the establishment who issued it. By 1938, a number of companies started to accept each other’s card. There is an amusing story behind the origin of the first official credit card. According to the story, in 1949 Frank X. McNamara, head of Hamilton Credit Corporation. was having dinner with Alfred Bloomingdale and his attorney Ralph Schneider at the famous Major’s Cabin Grill, a restaurant beside the Empire State Building. the rest of the story about the origin of credit cards.... .
originalwrittenarticles | Shared With: Everyone - Jan 14 2008 | secured credit card, secured credit, credit card
originalwrittenarticles | Shared With: Everyone - Dec 19 2007 | secured credit cards, secured credit, secured credit card
originalwrittenarticles | Shared With: Everyone - Nov 12 2007 | credit, secured credit, credit card
originalwrittenarticles | Shared With: Everyone - Oct 30 2007 | credit, secured credit, credit card
originalwrittenarticles | Shared With: Everyone - Oct 23 2007 | bad credit card, bad credit cads, bad credit credit card, bad credit credit cards, unsecured, secured credit
originalwrittenarticles | Shared With: Everyone - Oct 10 2007 | credit, lender, secured credit
Quoted: Secured credit cards are a great way to establish credit. Not only do you get to build up your credit, but you also build a savings account. Often times after you have a year of good payment history with the secured credit card bank, they will make your credit card unsecured and release your security deposit back to you.
originalwrittenarticles | Shared With: Everyone - Oct 10 2007 | credit, secured credit, credit card, secured credit cards, secured credit card
originalwrittenarticles | Shared With: Everyone - Jul 26 2007 | credit, card, secured credit
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